A little research into Citi rewards programs can really make college savings pay off. If you’re searching for the right bank card for the students in your family, take a look at the Citi Dividend Platinum Select Card for College Students. Expenses mount when they’re away from home for the first time, but a rewards program helps to ease the transition. This is a cash-back Visa card that earns three ways, while helping to establish a credit background. General purchases get 1 percent refunded. Extra dividends are earned for every charge made on groceries, gas and utilities, up to your limit. Additional cash bonuses come with credit purchases from select retailers, too. » Read more: Citi College Credit Card Benefits